Revolving Loans

Suitable for Irregular Cash Flow

With a Revolving Loan, you can withdraw and repay the principal within your approved credit limit. As you make repayments, you can reuse the credit.

Fixed Interest Payment Dates

Interest accrues only on the outstanding balance and is updated as you make repayments. By making payments on fixed dates, you can manage your cash flow more efficiently.

Easy and Flexible Usage

You can easily use a Revolving Loan for urgent cash needs, and you do not pay interest on unused credit.

Balanced Cash Management for Your Business

You can stabilize your budget against cash flow fluctuations and reduce interest costs by making early payments when you have excess cash.

Who Can Benefit?

Commercial Firms

Corporate Companies

Basic Loan Conditions

Corporate, commercial, and SME businesses are eligible.

Loan limit approval is entirely at the discretion of the bank.

The bank reserves the right to make changes to the loan limit.

Frequently Asked Questions

It is a type of loan whose interest amount is collected on the last business day of March, June, September and December and whose principal can be used and repaid continuously within the specified limit within the loan term. The interest rate of the loan may vary throughout the loan term according to market conditions.

You can make a legal request to apply for DestekBank Revolving Loan.

Your DestekBank Revolving Credit application will be approved and made available very quickly.

When your application for your company is approved, DestekBank will inform you verbally and request you to sign the necessary documents. The documents requested for each type of loan differ.

Other Cash Loans

O/N (Overnight) Loan

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Spot Loans

Get instant access to cash for urgent financial needs and cover your short- or medium-term expenses with ease.

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Installment Loan

Customize your repayment schedule according to your budget and make payments in fixed periods such as monthly, quarterly, or annually.

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Foreign Currency Loan

Obtain your loan in foreign currencies such as US Dollars (USD) or Euros (EUR) and start using it immediately.

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Project Loans

A loan type designed to finance companies' needs for capacity expansion, product diversification, renovation, modernization, or vertical and horizontal integration.

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Discount-Redemption Loans

An ideal loan for businesses that want to convert highly collectible post-dated checks or promissory notes into cash before their maturity date to support working capital.

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TLRef-Indexed Loan

Companies can benefit from loans indexed to TLRef (Turkish Lira Overnight Reference Rate), where interest rates are determined based on market conditions.

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Intraday Loan

Companies can make payments without waiting for expected collections when there is a mismatch between planned payments and incoming funds within the same day.

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