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Cash Loans

O/N Loan

Fast and Easy Solution

O/N Loans provide an instant solution for urgent cash needs. Thanks to the fast approval process, you can access funds without waiting and maintain your financial flow seamlessly.

fast and easy solution

Low-Cost Financing

With flexible repayment terms, you can benefit from lower-cost loans and optimize your business's cash management.

low cost financing

Short-Term Flexibility

O/N Loans from DestekBank help you meet short-term financing needs without taking on long-term debt.

short-term flexibility

Flexible Budget Management

With an O/N Loan, you can easily balance increased cash outflows on specific days and manage your payments without disrupting your financial flow. Since interest is charged daily, you can direct your budget as needed.

flexible budget management

Who Can Benefit?

Commercial Firms

Commercial Firms

Corporate Companies

Corporate Companies

Basic Loan Conditions

Corporate, commercial, and SME businesses are eligible.
Loan limit approval is entirely at the discretion of the bank.
The bank reserves the right to make changes to the loan limit.

Frequently Asked Questions

It is a type of short-term credit extended for payments (SSI, salary, tax, check, etc.) that increase on certain days and create concentration outside the regular cash flow. The purpose of the loan is to regulate short-term cash outflows that increase on certain days. Interest on the loan is charged on a daily basis.
You can make a legal request to apply for DestekBank O/N Loan.
DestekBank O/N Loan application is approved and made available very quickly.
When your application for your company is approved, DestekBank will inform you verbally and request you to sign the necessary documents. The documents requested for each type of loan differ.
Urgent Cash Needs : O/N loans are ideal for meeting your urgent cash needs quickly. They can be approved instantly and are available immediately.
Short Term : Being shorter term than other types of loans, they may be suitable for those who only want to provide short-term financing without being burdened with long-term debt.
Low Interest Cost : Due to their short-term nature, the total amount of interest to be paid is low.

Other Cash Loans

Spot Loans

Get instant access to cash for urgent financial needs and cover your short- or medium-term expenses with ease.

Revolving Loan

Balance your budget against potential cash flow irregularities and avoid paying interest when you have surplus funds.

Installment Loan

Customize your repayment schedule according to your budget and make payments in fixed periods such as monthly, quarterly, or annually.

Foreign Currency Loan

Obtain your loan in foreign currencies such as US Dollars (USD) or Euros (EUR) and start using it immediately.

Project Loans

A loan type designed to finance companies' needs for capacity expansion, product diversification, renovation, modernization, or vertical and horizontal integration.

Discount-Redemption Loans

An ideal loan for businesses that want to convert highly collectible post-dated checks or promissory notes into cash before their maturity date to support working capital.

TLRef-Indexed Loan

Companies can benefit from loans indexed to TLRef (Turkish Lira Overnight Reference Rate), where interest rates are determined based on market conditions.

Intraday Loan

Companies can make payments without waiting for expected collections when there is a mismatch between planned payments and incoming funds within the same day.