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Non-Cash Loans

Letter of Reference

Fast and Easy Solution

Identify your company's needs, submit your request, and we will implement it as quickly as possible.

quick and easy solution

Flexible Financing Options

We support you with tailored loan opportunities and budget-friendly solutions to meet your needs.

flexible financing options

Contact Us

For any questions about the reference letter, you can call our Customer Service at (0212) 371 55 98.

contact us

Who Can Benefit?

Commercial Firms

Commercial Firms

Corporate Companies

Corporate Companies

How to Apply?

Corporate, commercial, and SME businesses are eligible.
Loan limit approval is entirely at the discretion of the bank.
The bank reserves the right to make changes to the loan limit.

How to Use Non-Cash Credit?

Credit Request
1

Credit Request

You Can Apply for Credit Through Your Customer Representative.

Credit Assessment
2

Credit Assessment

Your Documents Are Reviewed and Application Outcome Is Determined.

Collateral Determination
3

Collateral Determination

Required Credit Collaterals Are Determined.

Credit Usage
4

Credit Usage

Your Credit Becomes Available After Approval.

Frequently Asked Questions

Loan Request: You can request a loan for your company through a customer representative.
Loan Evaluation: The bank requests the necessary documents to evaluate the application. At this stage, the decision to accept or reject the loan application is made.
Determination of Collateral: In case the loan evaluation is positive, the collateral to be requested is determined.
Credit Utilization: After the credit limit is approved, the documents required for credit utilization are signed and submitted to the Bank. After the credit limit is ready, you can start using your loan immediately.
These are the documents required for the Bank to make a healthy analysis within the scope of the credit evaluation processes determined by the laws, regulatory bodies and its own internal regulations.

Our Other Non-Cash Loans

Letter of Guarantee

These are letters that guarantee the payment of the amount required in case of failure to fulfill obligations under a contract to public institutions/organizations or private individuals/legal entities (Addressees).

Eximbank Guarantee Letter

A type of credit provided by the Turkey Export Credit Bank (Eximbank) through banks for the purpose of developing exports.

Electronic Guarantee Letter

An Electronic Guarantee Letter allows our customers to make their guarantee letter requests quickly and easily through digital channels, without needing to visit the branch.

DestekBank | Letter of Reference – Business Assurance