TLRef Indexed Loan

Flexible and fast solutions for your company from Destekbank

TLRef is a benchmark interest rate for banks and real sector companies determined under liquid market conditions, calculated transparently by Borsa Istanbul (BIST) in accordance with international standards and based on actual transactions. TLRef rates are published daily by BIST on its website and transparently communicated to all market participants.

With TLRef indexed loans, companies can use loans with interest rates determined by market conditions.

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Develop your business

Ensure financial stability while growing your business with Destekbank TL Ref Indexed Loan.

Transparent interest rates

TL Ref Indexed Loan Step in line with market trends and benefit from transparent interest rates.

Reliable steps to success

Shape the future of the business, reach your financial target with ease.

Frequently Asked Questions

A TL Reference Indexed Loan is a type of loan where the Turkish Lira is valued based on another financial instrument or indicator. It is usually determined based on economic indicators such as CPI (Consumer Price Index) or PPI (Producer Price Index). In such loans, interest rates can be updated according to changes in these indices.

Better Pricing : TL reference indexed loans make the future interest payments of businesses more predictable, especially since they are based on indicators used in the fight against inflation.

Reduced Exchange Rate Risk : TL-based interest rates can reduce the impact of exchange rate fluctuations and protect businesses from exchange rate risk.

Harmonized Cash Flow: Such loans can make the cash flow of businesses more balanced based on certain economic indicators.

Inflation Protection: If the loan interest rate is determined based on inflation indicators such as CPI or PPI, businesses may be better protected against inflation.

Enterprises of any size can use TL Ref Indexed Loans; retail enterprises can use CPI-based loans to hedge against price increases and stabilize their costs; and enterprises in the manufacturing and industrial sectors can use PPI-based loans to manage their production costs.

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Foreign exchange transactions

Make your foreign currency buying and selling transactions through Destekbank by following the Dynamic Exchange Rates and take your place in the privileged world of Destekbank!

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Daily Repo

With Destekbank's advantageous interest rates, you can make daily repo in foreign currency or TL for the balance in your personal or company account.

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Become a Customer

You can log in to Destekbank Mobile Branch or Internet Branch for all your personal or business banking transactions. Become a Destekbank customer quickly and easily from anywhere, at any time, without leaving home, and enjoy the unique banking experience!

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Become a Customer

Repo

Foreign Exchange Transactions

Foreign Exchange Transactions

Become a Customer

Become a Customer

Interest Rate Swap (IRS)

Project Loans

Develop your business

Transparent interest rates

Reliable steps to success

You May Be Interested In

Foreign exchange transactions

Daily Repo

Become a Customer

Become a Customer

Repo

Foreign Exchange Transactions

Foreign Exchange Transactions

Become a Customer

Become a Customer

Interest Rate Swap (IRS)

Project Loans

TLRef Indexed Loan

Develop your business

Transparent interest rates

Reliable steps to success

What is a TL Reference Indexed Loan?

What are the Advantages of TL Reference Indexed Loans?

Who can use the TL Reference Indexed Loan?

You May Be Interested In

Foreign exchange transactions

Daily Repo

Become a Customer