Overdraft Account

Flexible and fast solutions for your company from Destekbank

Overdraft Account for urgent cash needs for your company from Destekbank!

Overdraft Account for your company is a financial product offered for businesses, companies or other legal entities.

With Destekbank Overdraft Account, you can organize the cash flow of your business and find solutions to your short-term needs. You can use the balance in your deposit account within the framework of your credit limit defined in your account and finance your business activities.

Details

Smart cash management

With Destekbank Overdraft Account, you can immediately solve your urgent cash needs.

Use it immediately

Even if you do not have sufficient funds in your deposit account, you can take out a short-term loan within your limit.

Ease of use

With an Overdraft Account, you do not need to apply for a loan and go through credit procedures every time you need cash.

Frequently Asked Questions

An overdraft account is a type of account that allows a legal entity to take out a temporary loan up to a certain limit if the balance in its deposit account falls below that.

Legal entities can use an additional credit up to the credit limit when the balances of their deposit accounts fall. The credit limit is determined according to the legal entity's financial situation and past credit history.

Overdraft accounts provide emergency funding for sudden cash needs and offer liquidity flexibility to legal entities. It is automatically activated in case the balance in the overdraft account falls below the balance in the deposit account and provides additional credit utilization.

The use of an overdraft account is generally subject to interest rates. The amount of additional credit you use and the duration of use affect the interest payments.

An overdraft is a suitable option for legal entities with volatile cash flows. It can be used for businesses that want to cover operating expenses, finance unexpected expenses or capitalize on opportunities.

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Overdraft Account

Smart cash management

Use it immediately

Ease of use

What is an overdraft account?

How does an overdraft account work?

What are the advantages of an overdraft account?

How much does an overdraft account cost?

For whom is an overdraft a suitable option?

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Foreign exchange transactions

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